|If you have a question about your account or are looking for a specific product, our customer service representatives are ready to assist you. For faster service, please have your full account number available before calling Customer Service. For questions about your account please use the phone numbers/addresses below.|
|Call toll-free in Canada||1-800-347-6262, 24 hours a day, 7 days a week|
|From locations outside Canada||Call Collect: (613) 907-3505|
|TDD/TTY for the hearing-impaired||1-800-872-5758|
|To report a credit device lost or stolen||1-888-389-2577, 24 hours a day, 7 days a week|
Make a Payment
| Payments are processed daily
Monday-Friday (excluding holidays) and are credited upon
receipt by MBNA. If making a payment by mail, please be sure
to allow up to 10 business days for your payment to be
received and posted to your account.
For faster credits to your account, payments can be made by Telephone or PC/Internet Banking through most Financial Institutions.
|Pay by Mail:|| MBNA
PO Box 4369, Station A
Toronto ON M5W 3P2
|Please be sure to include your account number on your cheque or money order.|
|Pre-Authorized Debit:||Download the Personal Pre-Authorized Debit Form|
| Complete the form and mail to:
P.O. Box 9625 Station T
|Or fax to: 1-800-871-0994|
|Western Union:|| Visit www.westernunion.ca for location
City Code: TMBNA
Problems with a purchase or merchant
If you have questions regarding a merchant transaction or any product or service acquired through the use of your account, before contacting us you must attempt to settle the problem or dispute directly with the merchant. We are not responsible for any problems or disputes you may have with a merchant or in respect of a merchant not honouring or accepting any credit device. However, you may contact us to discuss disputes you may have with a merchant or with us with respect to a transaction or if you need more information about a transaction on your statement. We are not obliged to take any action for merchant disputes unless required to do so by law.
If you decide to contact us, write us on a separate sheet (or use a copy of the form provided on your statement) at the following address:
Or fax to 1-877-839-6262
Do not send the notice on or with your payment. We must hear from you no later than 60 days after the statement closing date of the first account statement on which the transaction or suspected error appeared. You can telephone us, but doing so will not preserve your rights. In your letter, provide all of the following information:
Merchant charge-backs are subject to MasterCard Rules and Regulations. Even if you have problems or disputes with a merchant, you are still responsible for the total amount owing on your account (which includes the disputed transaction(s)) and for making your Minimum Payments on time as required under this Account Agreement. If a merchant gives you a refund and we receive a credit voucher from the merchant, we will deduct the amount of the credit voucher from the amount you owe on your account. If we agree to credit your account in respect of a merchant dispute, you agree that your rights and claims with respect to the credit are automatically assigned to us. In certain situations, you may be required to sign additional documentation before we can credit your account.
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